DelphX Enters into Business Consultant Agreement with Cardiff
Associates to Accelerate Commercialization Timeline

April 26, 2023

DelphX Capital Markets Inc. (TSXV: DELX) (OTCQB: DPXCF) (“DelphX”), a leader in the  development of new classes of structured products for the fixed income market, announces that  the Company has today entered into a business consultant agreement with Cardiff Associates  (“Cardiff”), a US-based organization that specializes in financial services development. Cardiff will  provide comprehensive advisory services to support the implementation of the DelphX business  strategy, specifically relating to proprietary products addressing rating changes, and corporate  downgrade and upgrade structures. As a reminder, DelphX recently introduced a novel Credit  Rating Security (CRS) product, which represents an industry-first solution that gives bond holders  and traders the ability to position against potential rating changes on existing bonds.  

Under the terms of the agreement, Cardiff will receive 1MM options with a two-year maturity and  an exercise price of $0.15 per common share; along with the right to gain additional  compensation by achieving the following major milestones:  

• The first commercial transaction by a new customer on the DelphX platform; 

• Establishment of a DelphX network, platform, or other structure capable of providing  consistent liquidity for DelphX products and/or services, as defined by gaining four (4) or  more market makers on fifty (50) or more underlying names;  

• Establishment of a stable, scalable issuance mechanism for DelphX products and/or  services (e.g., reducing corporate issuance and settlement process from T+3 to T+2,  T+1, and/or inter-day); 

• The first commercial sale of a DelphX index product/service; 

• The first commercial sale of a DelphX asset management wrapper product  encompassing a DelphX index product or service. 

“Individually these are all major milestones for us, but collectively they are a company-maker  because they would represent the establishment of a new market to support one of the world’s  largest asset class,” explained DelphX CEO Patrick Wood. “Teaming with Cardiff gives us access  to advisors with decades of experience in the global financial markets, both operationally and at  the board level of some of the industry’s leading international investment banks. Most importantly,  we will be teaming with true fintech, banking and structured product experts who are actively  shaping the standards and infrastructure that form the backbone of today’s global financial  systems. We expect this to be a transformative relationship and appreciate this vote of  confidence from an organization that is at the forefront and who can lead us to rapid deployment  and adoption.” 

About DelphX Capital Markets Inc. 

DelphX is a technology and financial services company focused on developing and distributing  the next generation of structured products. Through its special purpose vehicle Quantem LLC, the 

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Company enables fixed income dealers to offer new private placement securities that optimally  transfer and diffuse credit risk, while allowing the enhancement of yield. The new DelphX  securities will enable dealers and their qualified institutional investors (QIBs) accounts to  competitively structure, sell and make markets in: 

• Collateralized put options (CPOs) that provide secured default protection or rating  downgrade protection for underlying corporate, municipal and sovereign securities; 

• Collateralized reference notes (CRNs) that enable credit investors to take on the default  or rating downgrade exposure of an underlying security in exchange for enhanced yield. 

All CPOs and CRNs are fully collateralized and held in custody by BNY Mellon. CPOs and CRNs  are proprietary products created and owned by DelphX Capital Markets. 

For more information about DelphX, please visit https://delphx.com/ 

Mark Forney, Corporate Development 

DelphX Capital Markets Inc. 

[email protected] 

(718) 509-2160 

Forward-Looking Statements 

This news release contains certain “forward-looking statements” including, without limitation,  statements regarding the launch of the DelphX platform. Such forward-looking statements involve  risks and uncertainties, both known and unknown, that may cause actual results or events to be  materially different from those expressed or implied by such forward-looking statements, including  but not limited to, business, economic and capital market conditions, regulatory uncertainties, and  the demand for our products. The forward-looking statements in this news release are based on  factors and assumptions regarding, among other things, the state of the capital markets, the  ability of DelphX to successfully manage the risks inherent in pursuing business opportunities in  the financial services industry, and the ability of DelphX to obtain qualified staff, equipment and  services in a timely and cost-efficient manner to develop its business. Any forward-looking  statement reflects information available to DelphX as of the date of this news release and, except  as may be required by applicable laws, DelphX undertakes no intent or obligation to update or  revise any forward-looking statement, whether as a result of new information, future events or  results or otherwise. 

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in  the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of  this release.